While many states have passed health insurance requirements that help to clarify the expectations and regulations put in place by the Affordable Care Act, the state of Connecticut does not formally require coverage apart from what the ACA dictates. There is a current minimum essential coverage clause that makes it important for all individuals to purchase health insurance in Connecticut, but this coverage is beneficial for the health and wellbeing of individuals of all ages.
The Financial Protection
Even though you may not be happy with the cost of the premiums, having health insurance protects you from serious financial losses in the unexpected event of an accident or illness. Emergency room costs can range from a few hundred dollars to several thousand, depending on the tests or treatments given. Childbirth costs can reach upwards of $10,000 or more, and major surgeries or cancer treatments can reach well over $50,000.
The right health insurance plan can save you from having to pay an unaffordable medical bill. Providers can offer a customized plan, whether you are single, married or have several dependents. It is better to have coverage in place before you need it, even if the state doesn’t fully require the insurance.
Purchasing health insurance can take a lot of stress out of medical crisis situations. Knowing that you or your loved one are covered lets you focus on getting or staying healthy.