If you own a watercraft, you can enjoy time with your friends and family out on the water all summer long. With the proper precautions and care, you can prevent most collisions and breakdowns on the water; however, you cannot prevent every type of potential problem. That is where watercraft liability insurance comes into play.
Although spending a weekend on the water can be fun, there are associated injuries to be aware of. These grievances can involve spinal damage from jumping swells, head injury from loose booms, or broken bones from heavy winds and wakes, along with many other possible injuries. To protect your family, friends, and yourself from legal problems after a water accident, consider watercraft liability insurance. This machine coverage can include:
- Jet Skis
- Water Scooters
- Paddle Boards
- Power Boats
- Sail Boats
The policy can even protect your watercraft from theft or collision damage.
No matter how well you follow the rules while on the water, accidents can happen. You may stay alert, wear vests, and stay away from other crafts, and still, a problematic injury could occur. Protect yourself, your watercraft, and anyone with you by purchasing watercraft liability insurance. Knowing you are keeping those you care about safe can make the time you spend together more enjoyable.