A Short Guide To Food Truck Insurance

Running a food truck can be a great way to make a living. However, mobile small businesses like food trucks face a variety of unique risks that have to be addressed. Food truck insurance coverage can help protect you from these risks so you can keep running your business smoothly.

What Is Food Truck Insurance?

Food truck insurance is a type of insurance coverage that can protect mobile small businesses from a variety of common risks. A number of small mobile businesses can benefit from food truck insurance. Some of these are:

  • Mobile food trucks
  • Catering trucks
  • Vending trucks
  • Ice cream trucks
  • Lunch trucks
  • Concession trucks

How Much Does Food Truck Insurance Cost?

The cost of food truck insurance can vary widely. This is because no two businesses and the risks they face are exactly the same.  Some of the factors that play a role in determining the price you will pay are:

  • Your location
  • Your claim history
  • The value of your truck and its equipment
  • The foods you sell

What Coverage Types Come With Food Truck Insurance?

Food truck insurance comes with several types of insurance coverage. These are commercial auto insurance, general liability insurance, and workers’ compensation.

Running a food truck is not always easy and can be risky. Food truck insurance can help everything run far more smoothly.