A Short Guide To Bar and Pub Insurance

If you run a bar or pub, chances are, you don’t give a whole lot of thought to the possibility of something going wrong. You just want to create a nice atmosphere for people looking to de-stress after a long day/week. No one wants to think about the worst-case scenarios, but unfortunately, if you haven’t prepared for the worst, you’re facing a serious problem. Luckily, there are a number of bar and pub insurance coverage options available that can help you get ahead of any issues.

Property Insurance

This type of insurance can protect all the property that is associated with your bar or pub. This includes the building itself, furniture, decor, and any equipment you may have. In the off chance something is damaged, you won’t have to dip into your own money to repair or replace it.

General Liability Insurance

There is always the chance that someone could slip on a wet floor or become ill after ingesting your food or drink. General liability insurance can pick up the costs associated with these events.

Liquor Liability Coverage

When people drink, they sometimes make stupid decisions. Liquor liability coverage can protect you from the financial consequences if someone gets drunk at your business and causes damage to property or hurts someone.

Running a bar or pub can be fun but it is not always easy. Having good insurance coverage can make a huge difference.